I-Akhawunti Yedemo Ye-Binomo: Ubhalisa Kanjani I-Akhawunti
I-Binomo iyinkundla yokuhweba ye-inthanethi ehlonishwayo enikeza abantu ithuba lokuzibandakanya ezimakethe zezimali. Ngaphambi kokungena ekuhwebeni kwangempela, kuwukuhlakanipha ukuqala nge-akhawunti yedemo. Inikeza i-akhawunti yedemo enemali ebonakalayo engu-$10,000 ongayisebenzisa ukuze uzilolonge futhi uhlole amasu akho. Lo mhlahlandlela uzokukhombisa ukuthi ungabhalisa kanjani i-akhawunti yedemo ku-Binomo, okukuvumela ukuthi uzilolonge futhi ujwayelane nesikhulumi ngaphandle kokufaka engcupheni noma yiziphi izimali zangempela.
Ungayakha kanjani i-akhawunti yedemo ku-Binomo
Nazi izinyathelo okudingeka uzilandele:
1. Iya kuwebhusayithi ye-Binomo bese uchofoza inkinobho ethi " Joyina mahhala " noma " Ngena ngemvume " ekhoneni eliphezulu kwesokudla sekhasi.
2. Gcwalisa Ifomu Lokubhalisa: Lapho ufinyelela ikhasi lokubhalisa, uzonikezwa ifomu elidinga ulwazi oluthile. Nikeza imininingwane elandelayo:
- Ikheli le-imeyili: Faka ikheli le-imeyili elivumelekile onokufinyelela kulo. I-Binomo izosebenzisa le imeyili ngezinjongo zokuxhumana kanye nokuqinisekiswa kwe-akhawunti.
- Iphasiwedi: Khetha iphasiwedi eqinile nevikelekile ukuze uvikele i-akhawunti yakho.
- Imali Ekhethwayo: Khetha uhlobo lwemali ofuna ukulusebenzisela ukuhweba endaweni yesikhulumi.
- Vumelana nemibandela Yesivumelwano Seklayenti kanye Nenqubomgomo Yobumfihlo ye-Binomo.
Ungakwazi futhi ukubhalisa nge-akhawunti yakho ye-Google noma ye-Facebook uma uthanda.
3. Ngemva kokubhalisa, uzoqondiswa kabusha ngokuzenzakalelayo endaweni yokuhweba. Uzobona ibhalansi engu-$10,000 ku-akhawunti yakho yedemo ekhoneni eliphezulu kwesokudla kwesikrini.
Siyakuhalalisela! Yileyo ndlela ongayenza ngayo i-akhawunti yedemo ku-Binomo futhi uqale ukufunda ukuhweba nge-inthanethi. I-akhawunti yedemo ihlinzeka ngendawo engenabungozi yokuzijwayeza amasu okuhweba nokuzijwayeza nezici zenkundla. Thatha ithuba lezimali ezibonakalayo ezinikeziwe ukuze uthole ulwazi olubalulekile ngaphambi kokungena ekuhwebeni kwangempela. Ungasebenzisa izinkomba zokuhweba ezahlukahlukene, amasiginali, namasu ukwenza izibikezelo zakho.
I-Binomo iyinkundla entsha nesebenziseka kalula enikeza izinzuzo eziningi kubadayisi bawo wonke amazinga. Ungakwazi futhi ukulanda uhlelo lwabo lokusebenza lweselula lwe-iPhone noma i-Android futhi uhwebe usohambeni.
Indlela Yokuhwebelana nge-Binomo nge-Akhawunti Yedemo
1. Ukuze uqale ukuhweba, udinga ukukhetha impahla ohlwini olungakwesokunxele sepulatifomu. Ungakwazi ukuhlunga izimpahla ngesigaba (izimali, izimpahla, njll.) noma ngokuduma (phezulu noma okusha).
2. Okulandelayo, udinga ukusetha inani lokuhweba kanye nesikhathi sokuphelelwa yisikhathi sokuhweba kwakho. Inani lezohwebo yinani lezimali ofuna ukuzitshala ekuhwebeni ngakunye, futhi lingasukela ku-$1 kuya ku-$5,000. Isikhathi sokuphelelwa yisikhathi isikhathi sokuhweba kwakho, futhi singasukela kuminithi elingu-1 kuye kweli-1 ihora.
3. Bese, udinga ukwenza isibikezelo mayelana nokunyakaza kwentengo yempahla. Ungakwazi ukuchofoza inkinobho eluhlaza (phezulu) uma ucabanga ukuthi intengo izokhuphuka, noma enkinobho ebomvu (phansi) uma ucabanga ukuthi intengo izokwehla.
4. Ngemva kokuchofoza inkinobho, uzobona iwindi lokuqinisekisa elinemininingwane yohwebo lwakho. Uzobona igrafu enomugqa oqinile omelela isikhathi sakho sokuphelelwa yisikhathi. Uzobona futhi isibali sikhathi sibala phansi kuze kuphele isikhathi sokuhweba kwakho.
6. Uma ukuhweba kwakho kuphelelwa yisikhathi, uzobona umphumela wokuhweba kwakho kugrafu. Uma isibikezelo sakho besilungile, uzothola inzuzo ngokusekelwe kumaphesenti enkokhelo yempahla. Uma isibikezelo sakho besingalungile, uzolahlekelwa inani lakho lokuhweba.
10. Ungabuka umlando wakho wokuhweba kanye nezibalo ngokuchofoza isithonjana semenyu ekhoneni eliphezulu kwesokunxele seplatifomu bese ukhetha u-"Trades". Ungakwazi futhi ukufinyelela ezinye izici ezifana nemiqhudelwano, amaphromoshini, imfundo, usekelo, nezilungiselelo kule menyu.
Yilokho kuphela! Ubhalise ngempumelelo i-akhawunti yedemo ku-Binomo futhi ufunde ukuthi ungayisebenzisa kanjani ukuhweba. Khumbula ukuthi i-akhawunti yedemo ingeyokuzilolonga kuphela futhi ayibonisi izinzuzo zangempela noma ukulahlekelwa.
Izinzuzo Zokukhetha I-Akhawunti Yedemo Ye-Binomo
Uma unentshisekelo yokuhweba nge-inthanethi, kungenzeka ukuthi uke wezwa nge-Binomo, inkundla ekuvumela ukuthi uhwebe ngempahla ehlukahlukene futhi uthole izinzuzo. Kodwa ngaphambi kokuthi ungene emakethe yangempela, ungase ufune ukuzama i-akhawunti yedemo ye-Binomo kuqala. I-akhawunti yedemo iyindlela yamahhala nengenabungozi yokuzijwayeza ukuhweba ngaphandle kokufaka imali yakho engozini.Nazi ezinye zezinzuzo zokukhetha i-akhawunti yedemo ye-Binomo:
1. Ukuzijwayeza Okungenabungozi:Enye yezinzuzo eziyinhloko zokukhetha i-akhawunti yedemo ye-Binomo yikhono lokuzijwayeza ukuhweba ngaphandle kobungozi bezezimali. I-akhawunti yedemo iza ilayishwe kusengaphambili ngezimali ezibonakalayo, ekuvumela ukuthi wenze ukuhweba, uhlole izici zenkundla, uhlole amasu ahlukene okuhweba, futhi uthole ulwazi endaweni yokuhweba elungisiwe. Lokhu kukuvumela ukuthi wakhe ukuzethemba nekhono ngaphambi kokufaka imali yangempela engozini.
2. Ukufinyelela Kudatha Yemakethe Yesikhathi Sangempela: Ama-akhawunti edemo e-Binomo anikeza ukufinyelela ezimweni zangempela zemakethe nokunyakaza kwamanani. Idatha oyitholayo isekelwe kokuphakelayo kwemakethe okubukhoma, okuqinisekisa ukuthi ukwenza kwakho kubonisa amandla emakethe angempela. Lokhu kukusiza ukuthi ufunde mayelana nokuziphatha kwempahla, udale amasu okuhweba asebenzayo, futhi wenze izinqumo ezinolwazi lapho uqala ukuhweba bukhoma.
3. Ukusebenza Kwenkundla Egcwele: Ama-akhawunti edemo e-Binomo akuvumela ukuthi ufunde mayelana nesixhumi esibonakalayo somsebenzisi wenkundla, amathuluzi, nezici. Ungahlola izici ezihlukahlukene ezitholakalayo, njengamathuluzi wokushadi, izinkomba zobuchwepheshe, izinhlobo ze-oda, nezinketho zokulawula ubungozi. Ngokuqonda izinsimbi zeplathifomu ngokusebenzisa isipiliyoni ngezandla, ungakwazi ukuyizulazula kahle futhi wandise amakhono akho okuhweba.
4. Funda Emaphutheni: Ukwenza amaphutha kuyingxenye engokwemvelo yokufunda ukuhwebelana. I-akhawunti yedemo ivumela abathengisi ukuthi benze amaphutha ngaphandle kwengozi yezezimali. Ngokuhlaziya nokufunda kulawa maphutha, abadayisi bangathuthukisa amakhono abo okwenza izinqumo futhi bagweme amaphutha afanayo lapho behweba ngemali yangempela.
5. Yakha Uhlelo Lokuhweba:Ama-akhawunti edemo avumela abathengisi ukuthi bathuthukise futhi bacwengisise izinhlelo zabo zokuhweba. Ngokuqapha ukuhweba, ukuhlola ukusebenza, namasu okuhlela kahle, abathengisi bangakha uhlelo lokuhweba lomuntu siqu oluhambisana nokubekezelela ubungozi, imigomo, kanye nezintandokazi zemakethe. Le ndlela yokuqondisa izigwegwe ibeka isisekelo sokuhweba okuphumelelayo lapho ushintshela kuma-akhawunti wangempela.
6. Inguquko Eshelelayo Ekuhwebeni Okubukhoma: I-akhawunti yedemo ye-Binomo isebenza njengebhuloho phakathi kokuzijwayeza nokuhweba bukhoma. Uma usuzuze ukuzethemba okwanele kanye nekhono ekuhwebeni nge-akhawunti yedemo, ungakwazi ukushintshela ekuhwebeni bukhoma ngezimali zangempela. Ulwazi namakhono atholwe ngesikhathi sokuhweba ngedemo azohlinzeka ngesisekelo esiqinile sokuphatha ukutshalwa kwezimali kwangempela kanye nokuzulazula ezinseleleni zezimakethe zezimali.
Indlela Yokufaka Izimali Ku-akhawunti Yangempela ku-Binomo
Uma usukulungele ukuyisa ukuhweba kwakho ezingeni elilandelayo, ungathuthukela ku-akhawunti yangempela noma kunini. I-akhawunti yangempela idinga idiphozithi encane yamadola ayi-10 futhi ikunikeza ukufinyelela ezicini eziningi nezinzuzo, njengamabhonasi, imiqhudelwano, nosekelo. I-Binomo ayikhokhisi noma iyiphi imali yediphozithi noma imisebenzi yokuhoxiswa.1. Manje udinga ukushintshela ku-akhawunti yangempela ngokuchofoza "I-akhawunti Yangempela" ekhoneni eliphezulu kwesokudla sepulatifomu bese uchofoza "Idiphozithi".
2. Khetha indlela yokukhokha ukuze ufake imali ku-Binomo. I-Binomo isekela izindlela zokukhokha ezihlukahlukene, njengamakhadi asebhange, ukudluliselwa kwebhange, ama-e-wallets, nokuningi.
3. Ngemva kokuthi ukhethe indlela yokukhokha futhi ufake nenani, uzodinga ukuqinisekisa inkokhelo yakho. Kuye ngendlela yokukhokha oyikhethile, kungase kudingeke ukuthi unikeze ulwazi olwengeziwe. Isibonelo, uma usebenzisa ikhadi lesikweletu noma ikhadi ledebhithi, kungase kudingeke ukuthi ufake imininingwane yekhadi lakho bese uqedela ukuqinisekiswa kwe-3D Secure. Uma usebenzisa i-e-wallet, kungase kudingeke ukuthi ungene ku-akhawunti yakho noma uskene ikhodi ye-QR. Uzobona imiyalelo esikrinini.
4. Uma inkokhelo yakho isiqinisekisiwe, uzobona izimali kubhalansi ye-akhawunti yakho ye-Binomo. Manje ungaqala ukuhweba ku-Binomo usebenzisa noma iyiphi impahla engaphezu kuka-70 etholakala endaweni yesikhulumi.
Isiphetho: I-Akhawunti Yedemo ye-Binomo iyithuluzi elibalulekile labahwebi kuwo wonke amazinga okuhlangenwe nakho
Ukubhalisa i-akhawunti yedemo ku-Binomo kuyinqubo eqondile evumela abadayisi abafisa ukuba bathuthukise amakhono abo ngaphandle kobungozi bezezimali. Ngokulandela izinyathelo ezichazwe kulo mhlahlandlela, ungakha ngempumelelo i-akhawunti yedemo ku-Binomo bese uqala uhambo lwakho lokuhweba. Khumbula ukuzijwayeza ukuhweba okunesibopho futhi usebenzise izinzuzo ze-akhawunti yedemo ukuze uthuthukise ubuchwepheshe bakho bokuhweba ngaphambi kokudlulela ekuhwebeni bukhoma ngezimali zangempela.Uma ufuna ukuhwebelana ngezimali zangempela nemiphumela yangempela, kufanele ushintshele ku-akhawunti yangempela uma usuzizwa uqiniseka futhi ulungile. Inani elincane lediphozithi ngu-$10. I-Binomo inikeza ibhonasi eyamukelekayo efika ku-70% kwidiphozithi yakho, kanye namanye amabhonasi nokukhushulwa okungathuthukisa imali yakho yokuhweba. Ungaphinda ubambe iqhaza emiqhudelwaneni nasemiqhudelwaneni engakuvuza ngemiklomelo yemali nezinye izinzuzo.
Ukuhweba nge-Binomo kungaba mnandi futhi kuphumelele uma unesu elihle nesiyalo. Noma ngabe ungumqali noma ungumhwebi onolwazi, i-akhawunti yedemo ye-Binomo iyisinqumo esihlakaniphile kuwe. Kuzokusiza ukuthi uthuthukise amakhono akho, uhlole amasu akho, futhi ulungiselele imakethe yangempela. Qala uhambo lwakho lokuhweba nge-akhawunti yedemo ye-Binomo namuhla!
